'Suspicious' petrol station sign that could drain your bank account

A fraud expert has delivered a chilling warning to motorists following a surge in petrol station scams that could drain bank accounts completely. Skimming devices, frequently concealed in plain view on card readers at unmanned pumps, are being deployed to duplicate debit and credit card details - with victims remaining oblivious until it's far too late.

Paul Hampson, CEO of fraud and scam recovery firm CEL Solicitors, cautions that the contactless and chip-and-PIN fraud can withdraw money from accounts, along with any overdraft facilities on the card, plunging many into financial hardship.

"These scams are designed to be virtually undetectable," he said. "Criminals install fake card slots or hidden chips that skim your details as soon as you insert your card. It's fast, silent and can affect anyone who isn't on high alert."

Petrol stations present perfect targets because motorists are frequently distracted and hurried - particularly during nighttime hours or at isolated locations.

"The most common tactic is to fit a false front to the card machine, or place a tiny device inside the slot," Mr Hampson explained.

"Some will even hide miniature cameras to record your PIN. These devices can be installed and removed in under a minute."

Motorists are being urged to exercise extra caution at unattended petrol pumps, particularly those open 24/7. While the majority of severe skimming cases have been reported overseas, particularly in the US, Mr Hampson warns that similar tactics are now being employed here in the UK - often going undetected until funds vanish from your account.

Signs of tampering

"If anything looks suspicious, don't take the risk," Mr Hampson advised. "Go inside and pay at the counter instead."

He also suggests shielding the keypad when inputting your PIN - even if there's no one else around. "Many victims feel embarrassed they were caught out, but these devices are sophisticated and hard to spot," he said. "The fault lies with the fraudsters - not you."

If you suspect you've been skimmed, report it to your bank immediately and check for suspicious activity. "Act fast," Mr Hampson said.

"The sooner you flag it, the easier it is to freeze your card and limit the damage."

He also called on petrol retailers to inspect card machines more frequently and enhance security - especially at unattended pumps.

"A quick check could save you hundreds," he added. "Drivers need to stay alert."